phase 3: all variable cateogry references simplified

web/src/pages/settings/CategoriesSettings.tsx

@@ -333,19 +333,12 @@ function CategoriesSettingsInner(
         await categoriesApi.delete(cat.id);
       }
 
-      // Creates
-      const toCreate = normalizedCats.filter((c) => c._isNew && !c._isDeleted);
-      for (const cat of toCreate) {
-        await categoriesApi.create({
-          name: normalizeName(cat.name),
-          percent: cat.percent,
-          priority: cat.priority,
-          isSavings: cat.isSavings,
-        });
-      }
-
-      // Updates
       const toUpdate = normalizedCats.filter((c) => !c._isNew && !c._isDeleted);
+      const updateOps: Array<{
+        id: string;
+        patch: Partial<Row>;
+        percentDelta: number;
+      }> = [];
       for (const local of toUpdate) {
         const server = serverCats.find((s) => s.id === local.id);
         if (!server) continue;
@@ -358,10 +351,37 @@ function CategoriesSettingsInner(
           patch.isSavings = local.isSavings;
 
         if (Object.keys(patch).length > 0) {
-          await categoriesApi.update(local.id, patch);
+          updateOps.push({
+            id: local.id,
+            patch,
+            // Apply percent decreases first to avoid temporary >100 totals on server.
+            percentDelta: local.percent - server.percent,
+          });
         }
       }
 
+      const preCreateUpdates = updateOps.filter((op) => op.percentDelta < 0);
+      const postCreateUpdates = updateOps.filter((op) => op.percentDelta >= 0);
+
+      for (const op of preCreateUpdates) {
+        await categoriesApi.update(op.id, op.patch);
+      }
+
+      // Creates
+      const toCreate = normalizedCats.filter((c) => c._isNew && !c._isDeleted);
+      for (const cat of toCreate) {
+        await categoriesApi.create({
+          name: normalizeName(cat.name),
+          percent: cat.percent,
+          priority: cat.priority,
+          isSavings: cat.isSavings,
+        });
+      }
+
+      for (const op of postCreateUpdates) {
+        await categoriesApi.update(op.id, op.patch);
+      }
+
       if (hasNew) {
         try {
           await categoriesApi.rebalance();