diff --git a/api/src/routes/health.ts b/api/src/routes/health.ts
new file mode 100644
index 0000000..6d0d594
--- /dev/null
+++ b/api/src/routes/health.ts
@@ -0,0 +1,24 @@
+import type { FastifyPluginAsync } from "fastify";
+
+type HealthRoutesOptions = {
+  nodeEnv: string;
+};
+
+const healthRoutes: FastifyPluginAsync<HealthRoutesOptions> = async (
+  app,
+  opts
+) => {
+  app.get("/health", async () => ({ ok: true }));
+
+  if (opts.nodeEnv !== "production") {
+    app.get("/health/db", async () => {
+      const start = Date.now();
+      const [{ now }] =
+        await app.prisma.$queryRaw<{ now: Date }[]>`SELECT now() as now`;
+      const latencyMs = Date.now() - start;
+      return { ok: true, nowISO: now.toISOString(), latencyMs };
+    });
+  }
+};
+
+export default healthRoutes;
diff --git a/api/src/routes/session.ts b/api/src/routes/session.ts
new file mode 100644
index 0000000..41efe16
--- /dev/null
+++ b/api/src/routes/session.ts
@@ -0,0 +1,101 @@
+import type { FastifyPluginAsync } from "fastify";
+import { randomUUID } from "node:crypto";
+import { z } from "zod";
+import type { AppConfig } from "../server.js";
+
+type SessionRoutesOptions = {
+  config: Pick<
+    AppConfig,
+    "NODE_ENV" | "UPDATE_NOTICE_VERSION" | "UPDATE_NOTICE_TITLE" | "UPDATE_NOTICE_BODY"
+  >;
+  cookieDomain?: string;
+  mutationRateLimit: {
+    config: {
+      rateLimit: {
+        max: number;
+        timeWindow: number;
+      };
+    };
+  };
+};
+
+const CSRF_COOKIE = "csrf";
+
+const sessionRoutes: FastifyPluginAsync<SessionRoutesOptions> = async (
+  app,
+  opts
+) => {
+  const ensureCsrfCookie = (reply: any, existing?: string) => {
+    const token = existing ?? randomUUID().replace(/-/g, "");
+    reply.setCookie(CSRF_COOKIE, token, {
+      httpOnly: false,
+      sameSite: "lax",
+      secure: opts.config.NODE_ENV === "production",
+      path: "/",
+      ...(opts.cookieDomain ? { domain: opts.cookieDomain } : {}),
+    });
+    return token;
+  };
+
+  app.get("/auth/session", async (req, reply) => {
+    if (!(req.cookies as any)?.[CSRF_COOKIE]) {
+      ensureCsrfCookie(reply);
+    }
+    const user = await app.prisma.user.findUnique({
+      where: { id: req.userId },
+      select: {
+        email: true,
+        displayName: true,
+        emailVerified: true,
+        seenUpdateVersion: true,
+      },
+    });
+    const noticeVersion = opts.config.UPDATE_NOTICE_VERSION;
+    const shouldShowNotice =
+      noticeVersion > 0 &&
+      !!user &&
+      user.emailVerified &&
+      user.seenUpdateVersion < noticeVersion;
+
+    return {
+      ok: true,
+      userId: req.userId,
+      email: user?.email ?? null,
+      displayName: user?.displayName ?? null,
+      emailVerified: user?.emailVerified ?? false,
+      updateNotice: shouldShowNotice
+        ? {
+            version: noticeVersion,
+            title: opts.config.UPDATE_NOTICE_TITLE,
+            body: opts.config.UPDATE_NOTICE_BODY,
+          }
+        : null,
+    };
+  });
+
+  app.post(
+    "/app/update-notice/ack",
+    opts.mutationRateLimit,
+    async (req, reply) => {
+      const Body = z.object({
+        version: z.coerce.number().int().nonnegative().optional(),
+      });
+      const parsed = Body.safeParse(req.body);
+      if (!parsed.success) {
+        return reply.code(400).send({ ok: false, message: "Invalid payload" });
+      }
+      const targetVersion =
+        parsed.data.version ?? opts.config.UPDATE_NOTICE_VERSION;
+      await app.prisma.user.updateMany({
+        where: {
+          id: req.userId,
+          seenUpdateVersion: { lt: targetVersion },
+        },
+        data: { seenUpdateVersion: targetVersion },
+      });
+      return { ok: true };
+    }
+  );
+};
+
+export default sessionRoutes;
diff --git a/api/src/routes/user.ts b/api/src/routes/user.ts
new file mode 100644
index 0000000..1834bfb
--- /dev/null
+++ b/api/src/routes/user.ts
@@ -0,0 +1,216 @@
+import type { FastifyPluginAsync } from "fastify";
+import argon2 from "argon2";
+import { Prisma } from "@prisma/client";
+import { z } from "zod";
+import { getUserMidnightFromDateOnly } from "../allocator.js";
+
+const PASSWORD_MIN_LENGTH = 12;
+const passwordSchema = z
+  .string()
+  .min(PASSWORD_MIN_LENGTH)
+  .max(128)
+  .regex(/[a-z]/, "Password must include a lowercase letter")
+  .regex(/[A-Z]/, "Password must include an uppercase letter")
+  .regex(/\d/, "Password must include a number")
+  .regex(/[^A-Za-z0-9]/, "Password must include a symbol");
+
+const HASH_OPTIONS: argon2.Options & { raw?: false } = {
+  type: argon2.argon2id,
+  memoryCost: 19_456,
+  timeCost: 3,
+  parallelism: 1,
+};
+
+const UserConfigBody = z.object({
+  incomeType: z.enum(["regular", "irregular"]).optional(),
+  totalBudgetCents: z.number().int().nonnegative().optional(),
+  budgetPeriod: z.enum(["weekly", "biweekly", "monthly"]).optional(),
+  incomeFrequency: z.enum(["weekly", "biweekly", "monthly"]).optional(),
+  firstIncomeDate: z
+    .union([z.string().datetime(), z.string().regex(/^\d{4}-\d{2}-\d{2}$/)])
+    .nullable()
+    .optional(),
+  timezone: z
+    .string()
+    .refine((value) => {
+      try {
+        new Intl.DateTimeFormat("en-US", { timeZone: value }).format(
+          new Date()
+        );
+        return true;
+      } catch {
+        return false;
+      }
+    }, "Invalid timezone")
+    .optional(),
+  fixedExpensePercentage: z.number().int().min(0).max(100).optional(),
+});
+
+const userRoutes: FastifyPluginAsync = async (app) => {
+  app.patch("/me", async (req, reply) => {
+    const Body = z.object({
+      displayName: z.string().trim().min(1).max(120),
+    });
+    const parsed = Body.safeParse(req.body);
+    if (!parsed.success) {
+      return reply.code(400).send({ ok: false, message: "Invalid payload" });
+    }
+    const updated = await app.prisma.user.update({
+      where: { id: req.userId },
+      data: { displayName: parsed.data.displayName.trim() },
+      select: { id: true, email: true, displayName: true },
+    });
+    return {
+      ok: true,
+      userId: updated.id,
+      email: updated.email,
+      displayName: updated.displayName,
+    };
+  });
+
+  app.patch("/me/password", async (req, reply) => {
+    const Body = z.object({
+      currentPassword: z.string().min(1),
+      newPassword: passwordSchema,
+    });
+    const parsed = Body.safeParse(req.body);
+    if (!parsed.success) {
+      return reply
+        .code(400)
+        .send({ ok: false, message: "Invalid password data" });
+    }
+
+    const user = await app.prisma.user.findUnique({
+      where: { id: req.userId },
+      select: { passwordHash: true },
+    });
+
+    if (!user?.passwordHash) {
+      return reply.code(401).send({ ok: false, message: "No password set" });
+    }
+
+    const valid = await argon2.verify(
+      user.passwordHash,
+      parsed.data.currentPassword
+    );
+    if (!valid) {
+      return reply
+        .code(401)
+        .send({ ok: false, message: "Current password is incorrect" });
+    }
+
+    const newHash = await argon2.hash(parsed.data.newPassword, HASH_OPTIONS);
+
+    await app.prisma.user.update({
+      where: { id: req.userId },
+      data: { passwordHash: newHash, passwordChangedAt: new Date() },
+    });
+
+    return { ok: true, message: "Password updated successfully" };
+  });
+
+  app.patch("/me/income-frequency", async (req, reply) => {
+    const Body = z.object({
+      incomeFrequency: z.enum(["weekly", "biweekly", "monthly"]),
+    });
+    const parsed = Body.safeParse(req.body);
+    if (!parsed.success) {
+      return reply
+        .code(400)
+        .send({ ok: false, message: "Invalid income frequency data" });
+    }
+    const updated = await app.prisma.user.update({
+      where: { id: req.userId },
+      data: {
+        incomeFrequency: parsed.data.incomeFrequency,
+      },
+      select: { id: true, incomeFrequency: true },
+    });
+    return {
+      ok: true,
+      incomeFrequency: updated.incomeFrequency,
+    };
+  });
+
+  app.patch("/user/config", async (req, reply) => {
+    const parsed = UserConfigBody.safeParse(req.body);
+    if (!parsed.success) {
+      return reply.code(400).send({ message: "Invalid user config data" });
+    }
+
+    const userId = req.userId;
+    const updateData: any = {};
+    const scheduleChange =
+      parsed.data.incomeFrequency !== undefined ||
+      parsed.data.firstIncomeDate !== undefined;
+    const wantsFirstIncomeDate = parsed.data.firstIncomeDate !== undefined;
+
+    if (parsed.data.incomeFrequency)
+      updateData.incomeFrequency = parsed.data.incomeFrequency;
+    if (parsed.data.totalBudgetCents !== undefined)
+      updateData.totalBudgetCents = BigInt(parsed.data.totalBudgetCents);
+    if (parsed.data.budgetPeriod) updateData.budgetPeriod = parsed.data.budgetPeriod;
+    if (parsed.data.incomeType) updateData.incomeType = parsed.data.incomeType;
+    if (parsed.data.timezone) updateData.timezone = parsed.data.timezone;
+    if (parsed.data.fixedExpensePercentage !== undefined) {
+      updateData.fixedExpensePercentage = parsed.data.fixedExpensePercentage;
+    }
+
+    const updated = await app.prisma.$transaction(async (tx) => {
+      const existing = await tx.user.findUnique({
+        where: { id: userId },
+        select: { incomeType: true, timezone: true },
+      });
+      const effectiveTimezone =
+        parsed.data.timezone ?? existing?.timezone ?? "America/New_York";
+      if (wantsFirstIncomeDate) {
+        updateData.firstIncomeDate = parsed.data.firstIncomeDate
+          ? getUserMidnightFromDateOnly(
+              effectiveTimezone,
+              new Date(parsed.data.firstIncomeDate)
+            )
+          : null;
+      }
+      const updatedUser = await tx.user.update({
+        where: { id: userId },
+        data: updateData,
+        select: {
+          incomeFrequency: true,
+          incomeType: true,
+          totalBudgetCents: true,
+          budgetPeriod: true,
+          firstIncomeDate: true,
+          timezone: true,
+          fixedExpensePercentage: true,
+        },
+      });
+      const finalIncomeType = updateData.incomeType ?? existing?.incomeType ?? "regular";
+      if (scheduleChange && finalIncomeType === "regular") {
+        await tx.fixedPlan.updateMany({
+          where: { userId, paymentSchedule: { not: Prisma.DbNull } },
+          data: { needsFundingThisPeriod: true },
+        });
+      }
+      return updatedUser;
+    });
+
+    return {
+      incomeFrequency: updated.incomeFrequency,
+      incomeType: updated.incomeType || "regular",
+      totalBudgetCents: updated.totalBudgetCents
+        ? Number(updated.totalBudgetCents)
+        : null,
+      budgetPeriod: updated.budgetPeriod,
+      firstIncomeDate: updated.firstIncomeDate
+        ? getUserMidnightFromDateOnly(
+            updated.timezone ?? "America/New_York",
+            updated.firstIncomeDate
+          ).toISOString()
+        : null,
+      timezone: updated.timezone,
+      fixedExpensePercentage: updated.fixedExpensePercentage ?? 40,
+    };
+  });
+};
+
+export default userRoutes;
diff --git a/api/src/server.ts b/api/src/server.ts
index b3f8c59..63e7183 100644
--- a/api/src/server.ts
+++ b/api/src/server.ts
@@ -12,6 +12,9 @@ import { z } from "zod";
 import { allocateIncome, allocateIncomeManual, previewAllocation, allocateBudget, applyIrregularIncome, countPayPeriodsBetween, getUserMidnight, getUserMidnightFromDateOnly, getUserDateRangeFromDateOnly } from "./allocator.js";
 import { fromZonedTime, toZonedTime } from "date-fns-tz";
 import { rolloverFixedPlans } from "./jobs/rollover.js";
+import healthRoutes from "./routes/health.js";
+import sessionRoutes from "./routes/session.js";
+import userRoutes from "./routes/user.js";
 
 export type AppConfig = typeof env;
 
@@ -1512,41 +1515,13 @@ app.post("/auth/refresh", async (req, reply) => {
   return { ok: true, expiresInMinutes: config.SESSION_TIMEOUT_MINUTES };
 });
 
-app.get("/auth/session", async (req, reply) => {
-  if (!(req.cookies as any)?.[CSRF_COOKIE]) {
-    ensureCsrfCookie(reply);
-  }
-  const user = await app.prisma.user.findUnique({
-    where: { id: req.userId },
-    select: {
-      email: true,
-      displayName: true,
-      emailVerified: true,
-      seenUpdateVersion: true,
-    },
-  });
-  const noticeVersion = config.UPDATE_NOTICE_VERSION;
-  const shouldShowNotice =
-    noticeVersion > 0 &&
-    !!user &&
-    user.emailVerified &&
-    user.seenUpdateVersion < noticeVersion;
-
-  return {
-    ok: true,
-    userId: req.userId,
-    email: user?.email ?? null,
-    displayName: user?.displayName ?? null,
-    emailVerified: user?.emailVerified ?? false,
-    updateNotice: shouldShowNotice
-      ? {
-          version: noticeVersion,
-          title: config.UPDATE_NOTICE_TITLE,
-          body: config.UPDATE_NOTICE_BODY,
-        }
-      : null,
-  };
+await app.register(sessionRoutes, {
+  config,
+  cookieDomain,
+  mutationRateLimit,
 });
+await app.register(userRoutes);
+await app.register(healthRoutes, { nodeEnv: config.NODE_ENV });
 
 app.get("/site-access/status", async (req) => {
   if (!config.UNDER_CONSTRUCTION_ENABLED) {
@@ -1607,99 +1582,6 @@ app.post("/site-access/lock", mutationRateLimit, async (_req, reply) => {
   return { ok: true, enabled: config.UNDER_CONSTRUCTION_ENABLED, unlocked: false };
 });
 
-app.post("/app/update-notice/ack", mutationRateLimit, async (req, reply) => {
-  const Body = z.object({
-    version: z.coerce.number().int().nonnegative().optional(),
-  });
-  const parsed = Body.safeParse(req.body);
-  if (!parsed.success) {
-    return reply.code(400).send({ ok: false, message: "Invalid payload" });
-  }
-  const targetVersion = parsed.data.version ?? config.UPDATE_NOTICE_VERSION;
-  await app.prisma.user.updateMany({
-    where: {
-      id: req.userId,
-      seenUpdateVersion: { lt: targetVersion },
-    },
-    data: { seenUpdateVersion: targetVersion },
-  });
-  return { ok: true };
-});
-
-app.patch("/me", async (req, reply) => {
-  const Body = z.object({
-    displayName: z.string().trim().min(1).max(120),
-  });
-  const parsed = Body.safeParse(req.body);
-  if (!parsed.success) {
-    return reply.code(400).send({ ok: false, message: "Invalid payload" });
-  }
-  const updated = await app.prisma.user.update({
-    where: { id: req.userId },
-    data: { displayName: parsed.data.displayName.trim() },
-    select: { id: true, email: true, displayName: true },
-  });
-  return { ok: true, userId: updated.id, email: updated.email, displayName: updated.displayName };
-});
-
-app.patch("/me/password", async (req, reply) => {
-  const Body = z.object({
-    currentPassword: z.string().min(1),
-    newPassword: passwordSchema,
-  });
-  const parsed = Body.safeParse(req.body);
-  if (!parsed.success) {
-    return reply.code(400).send({ ok: false, message: "Invalid password data" });
-  }
-
-  const user = await app.prisma.user.findUnique({
-    where: { id: req.userId },
-    select: { passwordHash: true },
-  });
-
-  if (!user?.passwordHash) {
-    return reply.code(401).send({ ok: false, message: "No password set" });
-  }
-
-  // Verify current password
-  const valid = await argon2.verify(user.passwordHash, parsed.data.currentPassword);
-  if (!valid) {
-    return reply.code(401).send({ ok: false, message: "Current password is incorrect" });
-  }
-
-  // Hash new password
-  const newHash = await argon2.hash(parsed.data.newPassword, HASH_OPTIONS);
-
-  // Update password
-  await app.prisma.user.update({
-    where: { id: req.userId },
-    data: { passwordHash: newHash, passwordChangedAt: new Date() },
-  });
-
-  return { ok: true, message: "Password updated successfully" };
-});
-
-app.patch("/me/income-frequency", async (req, reply) => {
-  const Body = z.object({
-    incomeFrequency: z.enum(["weekly", "biweekly", "monthly"]),
-  });
-  const parsed = Body.safeParse(req.body);
-  if (!parsed.success) {
-    return reply.code(400).send({ ok: false, message: "Invalid income frequency data" });
-  }
-  const updated = await app.prisma.user.update({
-    where: { id: req.userId },
-    data: {
-      incomeFrequency: parsed.data.incomeFrequency,
-    },
-    select: { id: true, incomeFrequency: true },
-  });
-  return { 
-    ok: true, 
-    incomeFrequency: updated.incomeFrequency,
-  };
-});
-
 app.addHook("preSerialization", (_req, _reply, payload, done) => {
   try {
     if (payload && typeof payload === "object") {
@@ -1761,18 +1643,6 @@ app.post("/admin/rollover", async (req, reply) => {
   return { ok: true, asOf: asOf.toISOString(), dryRun, processed: results.length, results };
 });
 
-// ----- Health -----
-app.get("/health", async () => ({ ok: true }));
-if (config.NODE_ENV !== "production") {
-  app.get("/health/db", async () => {
-    const start = Date.now();
-    const [{ now }] =
-      await app.prisma.$queryRaw<{ now: Date }[]>`SELECT now() as now`;
-    const latencyMs = Date.now() - start;
-    return { ok: true, nowISO: now.toISOString(), latencyMs };
-  });
-}
-
 // ----- Dashboard -----
 app.get("/dashboard", async (req) => {
   const userId = req.userId;
@@ -4825,95 +4695,6 @@ app.post("/budget/reconcile", mutationRateLimit, async (req, reply) => {
   });
 });
 
-const UserConfigBody = z.object({
-  incomeType: z.enum(["regular", "irregular"]).optional(),
-  totalBudgetCents: z.number().int().nonnegative().optional(),
-  budgetPeriod: z.enum(["weekly", "biweekly", "monthly"]).optional(),
-  incomeFrequency: z.enum(["weekly", "biweekly", "monthly"]).optional(),
-  firstIncomeDate: z
-    .union([z.string().datetime(), z.string().regex(/^\d{4}-\d{2}-\d{2}$/)])
-    .nullable()
-    .optional(),
-  timezone: z.string().refine((value) => {
-    try {
-      new Intl.DateTimeFormat("en-US", { timeZone: value }).format(new Date());
-      return true;
-    } catch {
-      return false;
-    }
-  }, "Invalid timezone").optional(), // IANA timezone identifier
-  fixedExpensePercentage: z.number().int().min(0).max(100).optional(),
-});
-
-app.patch("/user/config", async (req, reply) => {
-  const parsed = UserConfigBody.safeParse(req.body);
-  if (!parsed.success) {
-    return reply.code(400).send({ message: "Invalid user config data" });
-  }
-
-  const userId = req.userId;
-  const updateData: any = {};
-  const scheduleChange =
-    parsed.data.incomeFrequency !== undefined ||
-    parsed.data.firstIncomeDate !== undefined;
-  const wantsFirstIncomeDate = parsed.data.firstIncomeDate !== undefined;
-  
-  if (parsed.data.incomeFrequency) updateData.incomeFrequency = parsed.data.incomeFrequency;
-  if (parsed.data.totalBudgetCents !== undefined) updateData.totalBudgetCents = BigInt(parsed.data.totalBudgetCents);
-  if (parsed.data.budgetPeriod) updateData.budgetPeriod = parsed.data.budgetPeriod;
-  if (parsed.data.incomeType) updateData.incomeType = parsed.data.incomeType;
-  if (parsed.data.timezone) updateData.timezone = parsed.data.timezone;
-  if (parsed.data.fixedExpensePercentage !== undefined) {
-    updateData.fixedExpensePercentage = parsed.data.fixedExpensePercentage;
-  }
-
-  const updated = await app.prisma.$transaction(async (tx) => {
-    const existing = await tx.user.findUnique({
-      where: { id: userId },
-      select: { incomeType: true, timezone: true },
-    });
-    const effectiveTimezone = parsed.data.timezone ?? existing?.timezone ?? "America/New_York";
-    if (wantsFirstIncomeDate) {
-      updateData.firstIncomeDate = parsed.data.firstIncomeDate
-        ? getUserMidnightFromDateOnly(effectiveTimezone, new Date(parsed.data.firstIncomeDate))
-        : null;
-    }
-    const updatedUser = await tx.user.update({
-      where: { id: userId },
-      data: updateData,
-      select: {
-        incomeFrequency: true,
-        incomeType: true,
-        totalBudgetCents: true,
-        budgetPeriod: true,
-        firstIncomeDate: true,
-        timezone: true,
-        fixedExpensePercentage: true,
-      },
-    });
-    const finalIncomeType = updateData.incomeType ?? existing?.incomeType ?? "regular";
-    if (scheduleChange && finalIncomeType === "regular") {
-      await tx.fixedPlan.updateMany({
-        where: { userId, paymentSchedule: { not: Prisma.DbNull } },
-        data: { needsFundingThisPeriod: true },
-      });
-    }
-    return updatedUser;
-  });
-
-  return {
-    incomeFrequency: updated.incomeFrequency,
-    incomeType: updated.incomeType || "regular",
-    totalBudgetCents: updated.totalBudgetCents ? Number(updated.totalBudgetCents) : null,
-    budgetPeriod: updated.budgetPeriod,
-    firstIncomeDate: updated.firstIncomeDate
-      ? getUserMidnightFromDateOnly(updated.timezone ?? "America/New_York", updated.firstIncomeDate).toISOString()
-      : null,
-    timezone: updated.timezone,
-    fixedExpensePercentage: updated.fixedExpensePercentage ?? 40,
-  };
-});
-
   return app;
 }
 
diff --git a/docs/api-phase1-move-log.md b/docs/api-phase1-move-log.md
new file mode 100644
index 0000000..0fd1da4
--- /dev/null
+++ b/docs/api-phase1-move-log.md
@@ -0,0 +1,61 @@
+# API Phase 1 Move Log
+
+Date: 2026-03-15  
+Scope: Move low-risk endpoints out of `api/src/server.ts` into dedicated route modules.
+
+## Route Registration Changes
+- Registered session routes in [server.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/src/server.ts:1518)
+- Registered user routes in [server.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/src/server.ts:1523)
+- Registered health routes in [server.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/src/server.ts:1524)
+
+## Endpoint Movements
+
+1. `GET /health`
+- Moved to [health.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/src/routes/health.ts:11)
+- References:
+  - [HealthPage.tsx](/mnt/c/Users/jholt/clone-test/SkyMoney/web/src/pages/HealthPage.tsx:10)
+  - [security-misconfiguration.test.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/tests/security-misconfiguration.test.ts:29)
+
+2. `GET /health/db` (non-production only)
+- Moved to [health.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/src/routes/health.ts:14)
+- References:
+  - [HealthPage.tsx](/mnt/c/Users/jholt/clone-test/SkyMoney/web/src/pages/HealthPage.tsx:15)
+
+3. `GET /auth/session`
+- Moved to [session.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/src/routes/session.ts:40)
+- References:
+  - [useAuthSession.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/web/src/hooks/useAuthSession.ts:23)
+  - [auth.routes.test.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/tests/auth.routes.test.ts:120)
+
+4. `POST /app/update-notice/ack`
+- Moved to [session.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/src/routes/session.ts:77)
+- References:
+  - [App.tsx](/mnt/c/Users/jholt/clone-test/SkyMoney/web/src/App.tsx:33)
+
+5. `PATCH /me`
+- Moved to [user.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/src/routes/user.ts:50)
+- References:
+  - [OnboardingPage.tsx](/mnt/c/Users/jholt/clone-test/SkyMoney/web/src/pages/OnboardingPage.tsx:394)
+  - [AccountSettings.tsx](/mnt/c/Users/jholt/clone-test/SkyMoney/web/src/pages/settings/AccountSettings.tsx:115)
+
+6. `PATCH /me/password`
+- Moved to [user.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/src/routes/user.ts:71)
+- References:
+  - [AccountSettings.tsx](/mnt/c/Users/jholt/clone-test/SkyMoney/web/src/pages/settings/AccountSettings.tsx:148)
+  - [identification-auth-failures.test.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/tests/identification-auth-failures.test.ts:57)
+
+7. `PATCH /me/income-frequency`
+- Moved to [user.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/src/routes/user.ts:112)
+- References:
+  - Currently no frontend direct calls found by static search.
+
+8. `PATCH /user/config`
+- Moved to [user.ts](/mnt/c/Users/jholt/clone-test/SkyMoney/api/src/routes/user.ts:135)
+- References:
+  - [OnboardingPage.tsx](/mnt/c/Users/jholt/clone-test/SkyMoney/web/src/pages/OnboardingPage.tsx:408)
+  - [AccountSettings.tsx](/mnt/c/Users/jholt/clone-test/SkyMoney/web/src/pages/settings/AccountSettings.tsx:171)
+
+## Notes
+- `server.ts` endpoint blocks for the above routes were removed to prevent duplicate registration.
+- Existing path contracts were preserved (same method + path).
+- `openPaths` and auth/CSRF hook behavior remain unchanged.