ui fixes, input fixes, better dev workflow

.env.localdev.example

@@ -0,0 +1,32 @@
+# Local development env (safe defaults; separate from production .env)
+NODE_ENV=development
+PORT=8080
+
+# API/web local origins
+APP_ORIGIN=http://localhost:5173
+CORS_ORIGINS=http://localhost:5173,http://127.0.0.1:5173
+
+# Database
+POSTGRES_DB=skymoney
+POSTGRES_USER=skymoney_app
+POSTGRES_PASSWORD=change-me
+DATABASE_URL=postgres://skymoney_app:change-me@postgres:5432/skymoney
+BACKUP_DATABASE_URL=postgres://skymoney_app:change-me@127.0.0.1:5432/skymoney
+RESTORE_DATABASE_URL=postgres://skymoney_app:change-me@127.0.0.1:5432/skymoney_restore_test
+ADMIN_DATABASE_URL=postgres://skymoney_app:change-me@127.0.0.1:5432/postgres
+TEST_DATABASE_URL=postgres://skymoney_app:change-me@127.0.0.1:5432/skymoney_test
+
+# Auth
+JWT_SECRET=replace-with-32+-chars
+JWT_ISSUER=skymoney-api
+JWT_AUDIENCE=skymoney-web
+COOKIE_SECRET=replace-with-32+-chars
+# Leave unset in local dev so host-only cookie is used.
+# COOKIE_DOMAIN=
+EMAIL_VERIFY_DEV_CODE_EXPOSE=true
+BREAK_GLASS_VERIFY_ENABLED=true
+BREAK_GLASS_VERIFY_CODE=replace-with-very-long-secret-32+-chars
+
+AUTH_DISABLED=false
+ALLOW_INSECURE_AUTH_FOR_DEV=false
+SEED_DEFAULT_BUDGET=true